Frequently Asked Questions

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I Can't say how much we love our new home. The entire design team made the space fabulous... Thanks again for all their help during the process.

— Stacy M.

How Much Does It Cost to Build a New Manufactured Home?


MH Advantage Manufactured Homes provide the same quality at prices 30 to 40 percent less per square foot than site-built homes. The average square foot price for a manufactured porch homes is $108 versus $187 for a conventional site-built home of the same quality.




How Manufactured Homes are Built and What Materials are Used?


Manufactured homes are built entirely inside specialized factories. The manufacturing environment is tightly controlled as well, and manufacturing is not disrupted by bad weather, theft, and vandalism. The manufactured home factory employees are well trained and managed efficiently and assembly line techniques are used to build manufactured homes. The manufacturing housing industry employs skilled designers to create homes that are efficient to build without sacrificing quality or safety. The designers work to create structural components that are efficient to manufacture and assemble. They work with the latest building materials to ensure that every manufactured home design has all of the innovations that have been made in the industry. The entire process is done under the guidance and supervision of HUD regulations and inspectors.




Home Site Title Search


Always have a title search done on the property. The title search will tell you if the owner has the sole right to sell the property. It has happened when the current owner bought the property from someone who did not have the right to sell it. Any condition that prohibits you from obtaining a clear title to the land free of any problem will be found during a title search.




How Far Can I Deliver My Manufactured Home?


These high quality MH Advantage manufactured homes can be shipped anywhere in North America and the Hawaiian Islands. Most manufacturers include delivery from the factory to the site if the site is within a fixed radius of miles, which in most instances is 50 miles. The purchaser is responsible for the expense of the additional miles beyond the radius of 50 miles as well as additional expenses necessary to deliver the home. These expenses include additional equipment and manpower required to access the installation site and place the home on the site.




Setting Up your Manufactured Home


Set-up instructions are provided to the installer by the manufacturer and are approved by federal statutes. The guidelines must also comply with published requirements of state and local jurisdictions. All materials used to install the manufactured home must conform to their listing by the manufacturer and approved by state housing agencies. A properly prepared site is essential to the installation quality and appearance of the home. The land must be capable of sustaining the weight of the home and a cement foundation if one is poured. Homes Direct Inc. will provide the weight of the home and the distribution of the weight by each section of the home. A cement foundation is the best for setting a manufactured home on. The local building code may require that footings be created. This would mean that the earth must be capable of easily installing footings. The ground must be stable enough to accommodate the delivery equipment. While ground stability is also important for setting the manufactured home, it is essential that the delivery equipment has easy access to the site. Property sometimes has deed restrictions, covenants or easements that determine what you can put on the property and where. The county office should be able to tell you if there are easements. If the county does not have this information, then ask who does. It is preferred that your set-up company is also a site preparation contractor. One company performing both functions can result in a seamlessly coordinated effort rather than two separate entities working on the project.




Why Manufactured Homes/Housing is Less Expensive than site built homes?


The greater affordability of manufactured housing results from the efficiencies achieved in the factory-building process. The tightly controlled manufacturing environment and the use of assembly line techniques under the guidance and supervision of HUD employees preclude many problems that are found in the site-built home construction. The manufactured home factory employees are better trained and managed more efficiently than the contract labor utilized by the site-built industry. Manufactured homes are also lower in price because the companies benefit from the economies of scale which arise from purchasing large quantities of materials, appliances and other products. Site-built homes may not have the same employees working on each home, but the manufactured home industry has the same employees working under the watchful eye of the HUD inspectors. Another cost benefit of manufactured homes is the property taxes are usually lower than they are on site built homes.




How to Prepare Land to Set Up a MH Advantage Manufactured Home?


A properly prepared site is essential to the installation quality and appearance of the home. The following information will provide you with some important information that will help you to prepare your land for home set up. For block foundations good drainage is important. The property must have good drainage to prevent problems with the foundation or the earth that the manufactured home is installed on. It may be necessary to have a soil test done to ascertain the drainage capability of the ground. Select the right spot. A slightly elevated spot would be the best because water that cannot be absorbed would drain away. If the manufactured home is to be installed on a block foundation, then the Model Manufactured Home Installation Standards should be followed. The earth around the block foundation should be sloped away from the foundation to enable water to drain away. Otherwise, water will travel under the slab and cause the earth to shift when the soil expands and contracts. The land must be accessible to the transport vehicles that will bring the home to the land for installation. Check with the manufacturer for the installation instructions. The manufacturer may have specific instructions regarding the site preparation for the installing the home on block foundations. SET-UP Set-up instructions are provided to the installer by the manufacturer and are approved by federal statutes. The guidelines must also comply with published requirements of state and local jurisdictions. All materials used to install the manufactured home must conform to their listing by the manufacturer and approved by state housing agencies. Materials supplied by installers other than those listed above are strictly forbidden.




Why Do We Price Our Homes without Delivery and Setup Online?


We don't include delivery and setup in our online prices because those costs (along with sales tax) can vary pretty widely depending on which state the home is going to and how far the proposed home location is from the factory that is building the house. Contact a DH Built office for a quote on delivery, setup, and sales tax.




How Is a Manufactured Home Different from a Site-Built Home?


A manufactured home is constructed entirely in a controlled factory environment, built to the federal Manufactured Home Construction and Safety Standards (better known as the HUD Code). A site-built home is built "on-site" using traditional building techniques that meet either a local or state building code.

Manufactured homes, like site-built homes, are now available in a variety of designs, floor plans, and amenities. Today’s manufactured homes are indistinguishable from site-built homes and are fully compatible with any neighborhood architectural style.




How Can I Be Sure that a Manufactured Home Is a Quality-Built Home?


Today’s MH Advantage manufactured homes are built with the same building materials as site-built homes, but in a controlled factory environment where quality of construction is invariably superior to what can be done outdoors.

The HUD Code regulates and monitors the manufactured home’s design and construction, strength and durability, transportability, fire resistance, energy efficiency and overall quality. It also sets standards for the heating, plumbing, air-conditioning, thermal and electrical systems. The HUD Code also ensures compliance with these standards with a thorough inspection system that takes place at each step as the home is being constructed in the factory.

There are major benefits to having your home built in a factory:
- All aspects of the construction process are quality controlled.
- The weather doesn’t interfere with construction, cause costly delays and warp or damage building materials.
- All technicians, craftsmen and assemblers are on the same team and professionally supervised.
- Inventory is better controlled and materials are protected from theft and weather-related damage.
- All construction materials, as well as interior features and appliances, are purchased in volume for additional savings.
- All aspects of construction are continually inspected by not one, but several, inspectors.




Is the HUD-Code Less Stringent than State or Local Building Codes?


No. While there are some differences between the codes, this difference has more to do with how the codes are intended to operate. While state or local building codes are basically prescriptive, meaning that they prescribe what type of lumber or what type of electric wire must be used in the construction of a home, the HUD-Code is more focused on performance, allowing the manufacturer to use products that are most compatible with the factory-building process as long as these products perform according to the guidelines established in the HUD Code.

Independent analyses comparing the state or local building codes with the HUD Code have found that "on balance, the codes are comparable" and "the net cumulative effect of the differences between the two codes is more likely on the order of hundreds of dollars, rather than thousands of dollars per unit." In some cases, the local or state codes are more restrictive, while the HUD Code is the more restrictive in other situations such as ventilation, flame spread, and structural loads.




Can I Customize a Manufactured Home to Meet My Particular Needs/Wants?


Today’s MH Advantage Manufactured Homes come with "standard" features that you would find in a site-built home. Many floor plans are available that range from basic models to more elaborate designs that feature vaulted ceilings, fully equipped modern kitchens, comfortable bedrooms with walk-in closets, and bathrooms with recessed bathtubs and whirlpools. You may also select from a variety of exterior designs and siding materials.

With DH Built's manufacturers now using the latest in computer-assisted design, you have the flexibility of customizing your home’s floor plans, interior finishes, and exterior designs. Your lifestyle and your budget are the only limitations to the options available to you.

All DH Built's manufacturers also provide homes that are "accessible" for those with special needs. If you are interested in such a home, work with your retailer to order a home with accessible features, such as extra-wide halls and doorways, accessible counters and appliances, and specially equipped bathrooms.




Are Manufactured Homes More Susceptible to Fire than Site-Built Homes?


Manufactured homes are no more prone to fire than homes built on-site. As a matter of fact, a national fire safety study by the Foremost Insurance Company showed that site-built homes are more than twice as likely to experience a fire as manufactured homes.

Fire resistance provisions of the HUD Code include strict standards for fire retardation and smoke generation in materials, large windows in all bedrooms, smoke alarms, and at least two exterior doors which must be separate from each other and reachable without having to pass through other doors that can be locked. Site-built homes are required to have only one exterior door and no "reachability" requirement.




Where Can I Go to View a Model in Person?


DH Built has showrooms and affiliate partner showroom across Arizona, California, Oregon, Washington, and Design showrooms opening up in Northern Arizona and Maui, HI.




What is an MH Advantage Home? Why is it so much more profitable?


MH Advantage is an initiative from Fannie Mae and select manufactured home builders who provide specific features (similar to site-built homes) on their highest quality manufactured homes.

  1. Qualifies for standard 30-year mortgage option with competitive interest rates, same site-built homes.
  2. Have the highest quality control standards, look like, and are installed on solid block foundation close to ground level like site built homes.
  3. Appraise directly against site built homes.
  4. Much more affordable price, less contractor issues, and higher quality controls than site homes.
  5. From the items above this give new home buyers an immediate increase in potential equity and profit far beyond a standard manufactured homes or site built homes.
This section offers a guide to the architectural characteristics and site
installation requirements that make a home MH Advantage-eligible.
SECTION 1. - Home Design The following are critical design features. In order to qualify for MH Advantage financing,
a home must meet these standards.
  1. Eaves that are 6 inches or greater (which may be eaves no less than 4 inches to which site-completed gutters of 2 inches or more are to be added)
  2. Roof pitch, following installation on site in accordance with the home’s plans, will be at a ratio of 4/12 or greater (does not apply to triple wide manufactured homes, which may have any roof pitch)
  3. Home must be designed as a multi-section property (i.e. no single wide manufactured homes)
  4. The home is designed with one of the following pairs of features:
    1. Dormer(s) and Covered Porch (minimum 72 square feet); OR
    2. Dormer(s) and Attached Garage/Carport; OR
    3. Covered Porch (minimum 72 square feet) and Attached Garage/Carport
  5. Designed with low-profile finished floor set that does not exceed 30 inches from bottom of floor joist to the exterior grade for the front or entry elevation (note, this is design standard only – topography of site or other considerations may affect actual placement of home on site and does not disqualify the home from MH Advantage)
  6. One of 3 energy standards: Overall U-Value of 0.076 or less, 2009 IECC, or Energy Star. Manufacturer may seek Fannie Mae prior approval of alternative specifications that it can demonstrate meet or exceed one of these 3 energy standards.
  7. The design will accommodate a foundation that meets all the following criteria (note, actual foundation is the responsibility of retailer and does not disqualify the home from MH Advantage):
    1. Masonry perimeter wall;
    2. HUD’s Permanent Foundations Guide to Manufactured Housing; AND
    3. Engineered Foundation certified by a registered architect or professional engineer
  8. Interior has all features listed below:
    1. Drywall (tape and texture) throughout the home (including closets);
    2. Kitchen and bath cabinets with fronts of solid wood or veneered wood; AND
    3. Fiberglass, solid surface, acrylic, composite, porcelain/enamel coated steel, or tile for all showers and/or tubs in the home
  9. Exterior siding comprises one or more of the following – Fiber Cement Board, Hardwood Siding, Engineered Wood Siding, Masonry, Stone, Stucco, or Vinyl siding backed with Oriented Strand Board.
In addition to the above features, a home must have an MH Advantage sticker attached to it before it leaves the manufacturing facility. The sticker indicates to the lender that the home is eligible, and the lender will look for a picture of it in the pre-purchase appraisal documents. Please be sure that when you submit an order for a custom home that meets these requirements from a participating manufacturer that you call the manufacturer to ensure that the home will have the MH Advantage sticker attached by the time of delivery. SECTION 2 - Site Installation Requirements While manufacturers are responsible for the design features, including attaching the MH Advantage sticker to the home, you and your installer will be responsible for installing the required on-site features to ensure MH Advantage eligibility. Without these features the home, even with a sticker, will not be eligible for MH Advantage financing:
  1. A driveway leading to the home (or to the garage or carport, if one is present); the driveway must consist of blacktop, pavers, bricks, concrete, cement, or gravel (gravel must have a minimum depth of 4 inches). If the home does not have a garage or carport, the driveway can lead to a vehicular parking pad; AND
  2. A sidewalk connecting either the driveway, or a detached garage or carport, to a door or attached porch of the home; the sidewalk must consist of blacktop, pavers, flagstone, bricks, concrete, or cement.
In addition to the above, all structures must be completed at the time of appraisal in order for the home to be approved for MH Advantage financing. For more information, visit FannieMae.com/MH.